Your business’s success hinges on a reliable and efficient truck fleet. At Affordable Coverage Insurance, we recognize this crucial role and stand ready as your essential safety net. We understand the unique challenges faced by business owners, which is why we specialize in mitigating the risks associated with your fleet and cargo.
With Affordable Coverage Insurance, rest assured, we’ve got your back every step of the way. Whether it’s damages resulting from accidents, natural disasters, collisions, fire, or any other unforeseen event, our comprehensive insurance coverage ensures your business stays protected.
We’ve got you covered! At Affordable Coverage Insurance, we offer a comprehensive range of insurance options for commercial trucks. Whether you’re in need of private carrier insurance, owner-operator insurance, or motor carrier insurance, we partner with leading companies to ensure you get the coverage you need.
Here are just a few of the commercial trucks we insure:
- Semi Truck-Tractors
- Flatbed trucks
- Garbage trucks
- Pickup trucks
- Container haulers
- Box trucks
- Tankers
- Tractors
- Dump trucks
- Auto hauler trailers
- Flatbed trailers
- Local and long-haul truckers
- Tow trucks
And many more! No matter the type of commercial truck you operate, Affordable Coverage Insurance has the expertise and resources to provide you with the right insurance solution. Contact us today to learn more about how we can protect your business and keep you on the road with confidence.
When choosing an insurance provider, trust, honesty, and comprehensive risk coverage are non-negotiable. At Affordable Coverage Insurance, we embody these values and prioritize building long-term relationships with our clients. Our commitment to delivering exceptional service at competitive rates ensures you can focus on growing your business with peace of mind.
- Primary Liability – Every trucker/trucking company that operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or ensure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.
- Cargo Insurance – Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.
- Physical Damage (Collision, Specified Perils) – Provides coverage for repair or replacement due to damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
- Auto Liability (including Trucking Liability, Business Auto & Public Auto (commercial passenger transporters)
- Truck Broker’s Liability Coverages: Contingent Liability, Contingent Motor Truck Cargo and General Liability
- Auto Physical Damage, Owner / Operator Physical Damage, Trailer Interchange
- Motor Truck Cargo (mono-line or as part of a package)
- Excess Auto, Umbrella and Buffer layers
- Garage Liability, Garagekeepers, Dealers Open Lot
- Hired and Non-Owned Auto Liability, Hired Physical Damage
- Occupational Accident Coverage – Product designed specifically for owner-operators in the trucking industry. In most states, by being self-employed owner operators can opt out of state-mandated worker’s compensation coverage. While not the same as worker’s compensation, occ/acc is similar in scope and intent.
Most motor carriers require their leased operators to be covered either by worker’s compensation or occ/acc at the leased operator’s expense. For those who qualify, occ/acc is generally a lower-cost alternative.
Experience the difference with Affordable Coverage Insurance—remarkable, accessible commercial insurance services at affordable rates!
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Our team is made up of great people ready to help you find the best truck insurance to protect your livelihood while providing you the service to back it up. If you’re a driver, owner-operator, motor carrier, or have a business that serves the trucking industry, reach out and we’ll show you what amazing service is all about.
